A lien is like a stone on your shoulders. You can still walk, but the stone weighs you down and makes it much more difficult. This is how a homeowner feels when selling a home with a lien. For many prospective buyers, a lien is an instant turn-off. If the prospective buyer doesn’t avoid the house altogether, they may lowball you. Fortunately, a lien doesn’t prevent you from selling your home. Let’s explore liens and how to sell your home with a lien.

What Is a Lien?

A lien is a claim against an asset, such as a home or a car. Some of the most common liens are tax, home-buying, and mechanic liens. For example, the IRS can place a lien on an asset if you don’t pay your federal income taxes. Similarly, your local government could put a lien on your home if you don’t pay property taxes. On the other hand, a home-buying lien is a lien that you assume from another homeowner when you buy a home. For instance, a homeowner may still have a lien from their lender if they haven’t paid their mortgage. Moreover, mechanic liens occur when you don’t pay a contractor after they complete work on your home.

How Do You Avoid a Lien?

Avoiding a lien is easier said than done. In theory, you can avoid a lien by always paying taxes on time and paying contractors for their work. You’ll always want to ensure that you’re up-to-date with medical bills, credit card debt, and loans. If you don’t pay your debt, creditors can sue you, and a judge can place a judgment lien on your home. You can also end up with a lien on your home if you don’t pay child support. If your bills exceed your expenses, making it difficult to pay the costs, it might be time to sell your home. Selling your home gives you much-needed cash to pay debt and back taxes and downgrade to a more affordable home.

Does Your Home Have a Lien? Sell to a Cash Buyer

Does your home have a lien that’s causing financial hardship? If so, your best option is to sell your home to a cash buyer like RHED Key. We buy houses in any condition, and you can sell your home with a lien. There are also zero fees for selling your home, and we don’t require you to stage your home or make any expensive repairs. So, whether you’re facing foreclosure or want to get rid of inherited property with a lien, our team is ready to make you a fair cash offer as soon as 24 hours.

We Will Make an Offer for Your Property with a Lien

Don’t let a lien stop you from making your next move. Whether you’re facing legal issues or financial hardship, RHED Key Properties is here to lift a weight off your shoulders by offering you a fair cash offer. We have made dozens of cash offers in Alabama and are the number one solution if you want to sell your house in Alabama. Do you want to get home with a lien? Sell your home as is to RHED Key today.